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What can be insured?
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Generally speaking, we are exposed to three general types of risk: personal, property and liability. Personal risks are based on the loss of life or income; property risks are related
to the property we own; liability risks arise out of our obligations to other people.

Insurance can be arranged for Pure risks only, where there is a chance of loss but no chance of profit or gain.

You can insure any property that you own, any legal liability that you may be exposed to or even insure yourself. Insurance can only be bought for events that are “unforeseen”.

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